Are there any legit payday loan companies out there?
Payday loans are the worst loans you can get. There is a reason why that type of lending is outlawed in 14 states (with others stepping up with new legislation). The people making those loans are banking on you falling behind. They need you to fall behind and then they can get you with tons of fees. The entire business model of payday loans depends on you falling on your face and spending way too much money to get out of the hole. If you go for a payday loan, you will be shooting yourself financially. Don’t think you have enough money today. Imagine what it will be like when these “lenders” are hounding you to pay hundreds in fees on top of what you borrowed. I have never heard a happy story that originated from payday loans. ADDED A payday loan is more than likely not going to let you keep your house. It may let you live in it a bit longer but you will end up in worse financial shape than if you had just let the foreclosure happen. If you get into a payday loan, then odds are you will