The State of Illinois mandates better insurance coverage for infertility treatment–what is that about?
In 1992, the “Family Building Act” was passed which did indeed mandate better insurance coverage for infertility couples in the state of Illinois. This was a very controversial vote that initially ended in a tie in the Illinois Senate. Even though there is a fertility bill in place in Illinois, there are numerous exclusions, so that over 50% of our fertility couples have little or no fertility coverage for treatment. For example, if a corporation has less than 25 employees or over 250 employees, they are excluded from the Illinois State Mandate. Corporations that are self-insured are also excluded. In addition, some insurance companies that are registered outside the state of Illinois are also excluded. On a more positive note, the overwhelming majority of HMO’s that practice in the state of Illinois are mandated by State law to provide fertility benefits, including up to four in vitro fertilization attempts for your first IVF baby and then two subsequent attempts thereafter. You shoul
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